Sterling savings accounts - at a glance
Base Rate Tracker Premium account - easy access with a competitive rate of return
- Currently paying up to 6.25% gross p.a./AER - including a premium of up to 1.25%
- Annual interest - guaranteed to be at least equal to the Bank of England's base rate for the first year and 0.25% below base rate thereafter, until 1 January 2010.
- Initial investment only £5,000
- Easy access - 4 penalty free withdrawals of any amount per financial year
- Access to your account by post, telephone, fax and the internet
- Deferred interest option providing tax planning benefits
- Monthly interest option for those requiring a regular income from their investment
- ACT NOW! The Base Rate Tracker Premium account is a limited offer and may be withdrawn at short notice.
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Lifetime Guarantee account - Issue 4
- A guaranteed fixed rate of return for the first year, paying 6.40% gross* p.a./AER annual interest
- Followed by further guaranteed links to the Bank of England base rate for the lifetime of the account
- Minimum balance only £1,000
- Deferred interest option providing tax planning benefits
- Monthly interest option for those requiring a regular income from their investment paying 6.20% gross* p.a. / 6.38% AER.
- ACT NOW! This issue is a limited offer and may be withdrawn at short notice.
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Instant Access savings account - competitive interest rates with convenient access
- A straightforward savings account that combines security and flexibility allowing you immediate access to your savings
- You can open an Instant Access account with as little as £1 and pay money in or take money out whenever you want
- Deferred interest option providing tax planning benefits
- Monthly interest option for those requiring a regular income from their investment
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60 Day Notice savings account - higher interest rates with a notice facility
- A competitive 60 day notice account with the flexibility to withdraw money quickly
- One immediate withdrawal, without loss of interest, of up to £10,000 is available each financial year (1 April to 31 March)
- Further withdrawals can be made subject to 60 days' notice or 60 days' loss of interest
- Initial deposit is just £1 and there are no minimum amounts for deposits or withdrawals
- Deferred interest option providing tax planning benefits
- Monthly interest option for those requiring a regular income from their investment
For 60 Day Notice accounts, if notice is given, funds must be withdrawn on the due date or within 10 calendar days of the expiry of the notice period - otherwise you'll have to set a new notice period.
More information | Apply now
By using our Telebanking service you can operate your account by telephone, fax and, when registered, by our Internet Banking service, minimising potential delays in the postal system.
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* All interest rates are quoted gross. Interest paid or credited in respect of accounts held by certain individuals may be subject to a retention tax in accordance with the arrangements under Isle of Man law for the implementation of equivalent measures to the EU Savings Tax Directive.
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