Key features of a sterling Instant Access account
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Apply to open an Instant Access account today |
| Our Instant Access account offers competitive rates on interest whilst providing the reassurance and flexibility of instant access to your money. | |
| Interest rates | Competitive rates of interest paid gross*. Our interest rates are tiered, so the more you save, the higher your return. |
| Access | You always have instant access to your money. |
| Additions | You can deposit additional funds into the account whenever you want |
| Minimum balance | £1 (£1,000 for monthly interest accounts) |
| Maximum balance | £1 million |
| Interest options |
Annual interest - paid on the 31 March Deferred interest - should you wish, you can capitalise your deferred interest in part, or in full once per financial year (1 April - 31 March). All accrued interest is paid when the account is closed. This interest will be added to the capital value of the account. |
| Operating your account | You can operate your account by post, telephone, fax, and, when registered, by our Internet Banking service. |
| Other information | Deposits of £1,000
and over, and all withdrawals are acknowledged immediately. Deposits
for less than £1,000 are acknowledged by way of a monthly statement,
unless you specifically request an immediate confirmation
You can choose to receive a statement monthly, quarterly, half-yearly or annually. There is no charge for additional statements You can have up to four account holders per account |
* All interest rates are quoted gross. Interest paid or credited in respect of accounts held by certain individuals may be subject to a retention tax in accordance with the arrangements under Isle of Man law for the implementation of equivalent measures to the EU Savings Tax Directive.