Key features of a sterling Instant Access account
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Apply to open an Instant Access account today |
| Our Instant Access account offers competitive rates on interest whilst providing the reassurance and flexibility of instant access to your money. | |
| Interest rates | Competitive rates of interest paid gross*. Our interest rates are tiered, so the more you save, the higher your return. |
| Access | You always have instant access to your money. |
| Additions | You can deposit additional funds into the account whenever you want |
| Minimum balance | £1 (£1,000 for monthly interest accounts) |
| Maximum balance | £2 million |
| Interest options | Annual interest - paid on the 31 March Interest on closure - a straightforward way of putting you in control of when your interest is paid. Your interest will continue to accrue each day, but instead of it being paid each month or each year, your interest will be paid only at the point at which you choose to close your account. To close your account you will need to provide us with instructions of where you want us to transfer your funds to. This might be to an alternative savings account with Nationwide International or another bank or building society. If you do close your account to receive your interest, remember that you can open another Nationwide International account at any time. Once you have chosen the interest on closure option on an account, it will not be possible to change it to a different interest option for that account. |
| Operating your account | You can operate your account by post, telephone, fax, and, when registered, by our Internet Banking service. |
| Other information | Deposits of £1,000
and over, and all withdrawals are acknowledged immediately. Deposits
for less than £1,000 are acknowledged by way of a monthly statement,
unless you specifically request an immediate confirmation
You can choose to receive a statement monthly, quarterly, half-yearly or annually. There is no charge for additional statements You can have up to four account holders per account |
* All interest rates are quoted gross. Interest paid or credited in respect of accounts held by certain individuals may be subject to a retention tax in accordance with the arrangements under Isle of Man law for the implementation of equivalent measures to the EU Savings Tax Directive.