 |
 |
Bonus 95 account - with effect from 29 September 2011 |
| |
Annual/Interest on closure |
Monthly Interest |
| With Bonus |
Without Bonus |
With Bonus |
Without Bonus |
| Gross* p.a.% |
A.E.R. % |
Gross* p.a.% |
A.E.R. % |
Gross* p.a.% |
A.E.R. % |
Gross* p.a.% |
A.E.R. % |
| £5,000 - £24,999 |
2.10 † |
2.10 |
0.85 |
0.85 |
2.00 † |
2.02 |
0.75 |
0.75 |
| £25,000+ |
2.65 ‡ |
2.65 |
0.85 |
0.85 |
2.55 ‡ |
2.58 |
0.75 |
0.75 |
† Includes a variable introductory bonus of 1.25% for the first 12 months
‡ Includes a variable introductory bonus of 1.80% for the first 12 months
Bonus 1+ account - with effect from 29 September 2011 |
| |
Annual/Interest on closure |
Monthly Interest |
With Bonus |
Without Bonus |
With Bonus |
Without Bonus |
| Gross* p.a.% |
A.E.R. % |
Gross* p.a.% |
A.E.R. % |
Gross* p.a.% |
A.E.R. % |
Gross* p.a.% |
A.E.R. % |
| £5,000 - £24,999 |
2.00 † |
2.00 |
0.75 |
0.75 |
1.90 † |
1.92 |
0.65 |
0.65 |
| £25,000+ |
2.55 ‡ |
2.55 |
0.75 |
0.75 |
2.45 ‡ |
2.48 |
0.65 |
0.65 |
† Includes a variable introductory bonus of 1.25% for the first 12 months
‡ Includes a variable introductory bonus of 1.80% for the first 12 months
Bonus Access account - with effect from 29 September 2011 |
| |
Annual/Interest on closure |
Monthly Interest |
With Bonus |
Without Bonus |
With Bonus |
Without Bonus |
| Gross* p.a.% |
A.E.R. % |
Gross* p.a.% |
A.E.R. % |
Gross* p.a.% |
A.E.R. % |
Gross* p.a.% |
A.E.R. % |
| £5,000 - £24,999 |
1.85 † |
1.85 |
0.50 |
0.50 |
1.65 † |
1.66 |
0.30 |
0.30 |
| £25,000+ |
2.40 ‡ |
2.40 |
0.50 |
0.50 |
2.20 ‡ |
2.22 |
0.30 |
0.30 |
† Includes a variable introductory bonus of 1.35% for the first 12 months
‡ Includes a variable introductory bonus of 1.90% for the first 12 months
| Instant Access account - with effect from 4 April 2009 |
| |
Annual/Interest on closure |
Monthly Interest |
Gross* p.a.% |
A.E.R. % |
Gross* p.a.% |
A.E.R. % |
| £1 to £999 |
0.10 |
0.10 |
n/a |
n/a |
| £1,000 to £24,999 |
0.15 |
0.15 |
0.15 |
0.15 |
| £25,000 to £49,999 |
0.15 |
0.15 |
0.15 |
0.15 |
| £50,000+ |
0.20 |
0.20 |
0.20 |
0.20 |
| |
| |
60 Day Notice account - with
effect from 4 April 2009 |
| |
Annual/Interest on closure |
Monthly Interest |
Gross* p.a.% |
A.E.R. % |
Gross* p.a.% |
A.E.R. % |
| £1 to £999 |
0.10 |
0.10 |
n/a |
n/a |
| £1,000 to £24,999 |
0.25 |
0.25 |
0.25 |
0.25 |
| £25,000 to £49,999 |
0.25 |
0.25 |
0.25 |
0.25 |
| £50,000+ |
0.30 |
0.30 |
0.30 |
0.30 |
All rates quoted above are variable.
| |
3 Year Fixed Rate Bond account – Issue 1 with effect from 16 January 2012 |
| Issue 1 |
Annual/Interest on closure |
Monthly Interest |
Gross* p.a.% |
A.E.R. % |
Gross* p.a.% |
A.E.R. % |
| £5,000 - £49,999 |
2.80 |
2.80 |
2.75 |
2.78 |
| £50,000+ |
3.50 |
3.50 |
3.45 |
3.51 |
| |
|
|
|
|
1 Year Fixed Rate Bond account – Issue 1 with effect from 16 January 2012 |
| Issue 1 |
Annual/Interest on closure |
Monthly Interest |
Gross* p.a.% |
A.E.R. % |
Gross* p.a.% |
A.E.R. % |
| £5,000 - £49,999 |
2.70 |
2.70 |
2.65 |
2.68 |
| £50,000+ |
3.40 |
3.40 |
3.35 |
3.40 |
| |
6 Month Fixed Rate Bond account - Issue 3 with effect from 16 January 2012 |
| Issue 3 |
Interest on Maturity/on Closure |
Monthly Interest Rate |
Gross* p.a.% |
A.E.R. % |
Gross* p.a.% |
A.E.R. % |
| £5,000 - £49,999 |
2.35 |
2.38 |
2.30 |
2.32 |
| £50,000+ |
2.75 |
2.78 |
2.70 |
2.73 |
|
Accounts no longer open to new customers
Base Rate Tracker Premium account - withdrawn from sale with effect from 28 September 2011 |
| |
Annual/Interest on closure |
Monthly Interest |
Gross* p.a.% |
A.E.R. % |
Gross* p.a.% |
A.E.R. % |
| £5,000 - £24,999 |
Year 1 |
1.85 † |
1.85 |
1.65 † |
1.66 |
| Thereafter |
0.25 |
0.25 |
0.10** |
0.10** |
| £25,000+ |
Year 1 |
2.40 ‡ |
2.40 |
2.20 ‡ |
2.22 |
| Thereafter |
0.25 |
0.25 |
0.10** |
0.10** |
† Includes a variable premium of 1.35% above Bank of England base rate
‡ Includes a variable premium of 1.90% above Bank of England base rate |
*All interest rates are quoted gross.
** Whilst it is a condition of the account to pay 0.60% gross p.a. (Base Rate Tracker Premium), 0.65% gross p.a. (Lifetime Guarantee) and 0.50% gross p.a. (Base Rate Tracker) below the Bank of England base rate, for the time being we will pay a flat rate of 0.10% on the account however we reserve the right to stop paying this flat rate without notice.
The Annual Equivalent Rate (A.E.R.) is a notional
rate which illustrates the contractual rate as if paid and compounded
on an annual basis. |
Previous rates