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Bonus 95 account

Bonus 1+ account

Bonus Access account

3 Year Fixed Rate bond account

1 Year Fixed Rate account

6 Month Fixed Rate account
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Sterling accounts no longer available

 Previous ratesPrevious rates

Bonus 95 account Issue 4 - on sale from 10 January 2013 until 26 February 2013
 
Annual/Interest on closure
Monthly Interest
With Bonus
Without Bonus
With Bonus
Without Bonus
Gross* p.a.% A.E.R. % Gross* p.a.% A.E.R. % Gross* p.a.% A.E.R. % Gross* p.a.% A.E.R. %
£5,000 - £24,999 1.30 † 1.30 0.85 0.85 1.20 † 1.21 0.75 0.75
£25,000+ 1.80 ‡ 1.80 0.85 0.85 1.70 ‡ 1.71 0.75 0.75
† Includes a variable introductory bonus of 0.45% for the first 12 months
‡ Includes a variable introductory bonus of 0.95% for the first 12 months


Bonus 1+ account Issue 4 - on sale from 10 January 2013 until 26 February 2013
 
Annual/Interest on closure
Monthly Interest
With Bonus
Without Bonus
With Bonus
Without Bonus
Gross* p.a.% A.E.R. % Gross* p.a.% A.E.R. % Gross* p.a.% A.E.R. % Gross* p.a.% A.E.R. %
£5,000 - £24,999 1.20 † 1.20 0.75 0.75 1.10 † 1.11 0.65 0.65
£25,000+ 1.70 ‡ 1.70 0.75 0.75 1.60 ‡ 1.61 0.65 0.65
† Includes a variable introductory bonus of 0.45% for the first 12 months
‡ Includes a variable introductory bonus of 0.95% for the first 12 months


Bonus Access Issue 5 - on sale from 10 January 2013 until 26 February 2013
 
Annual/Interest on closure
Monthly Interest
With Bonus
Without Bonus
With Bonus
Without Bonus
Gross* p.a.% A.E.R. % Gross* p.a.% A.E.R. % Gross* p.a.% A.E.R. % Gross* p.a.% A.E.R. %
£5,000 - £24,999 1.10 † 1.10 0.50 0.50 1.00 † 1.00 0.40 0.40
£25,000+ 1.60 ‡ 1.60 0.50 0.50 1.50 ‡ 1.51 0.40 0.40
† Includes a variable introductory bonus of 0.60% for the first 12 months
‡ Includes a variable introductory bonus of 1.10% for the first 12 months


Bonus 95 account Issue 3 - on sale from 17 December 2012 until 09 January 2013
 
Annual/Interest on closure
Monthly Interest
With Bonus
Without Bonus
With Bonus
Without Bonus
Gross* p.a.% A.E.R. % Gross* p.a.% A.E.R. % Gross* p.a.% A.E.R. % Gross* p.a.% A.E.R. %
£5,000 - £24,999 1.70 † 1.70 0.85 0.85 1.60 † 1.61 0.75 0.75
£25,000+ 2.20 ‡ 2.20 0.85 0.85 2.10 ‡ 2.12 0.75 0.75
† Includes a variable introductory bonus of 0.85% for the first 12 months
‡ Includes a variable introductory bonus of 1.35% for the first 12 months


Bonus 1+ account Issue 3 - on sale from 17 December 2012 until 09 January 2013
 
Annual/Interest on closure
Monthly Interest
With Bonus
Without Bonus
With Bonus
Without Bonus
Gross* p.a.% A.E.R. % Gross* p.a.% A.E.R. % Gross* p.a.% A.E.R. % Gross* p.a.% A.E.R. %
£5,000 - £24,999 1.60 † 1.60 0.75 0.75 1.50 † 1.51 0.65 0.65
£25,000+ 2.10 ‡ 2.10 0.75 0.75 2.00 ‡ 2.02 0.65 0.65
† Includes a variable introductory bonus of 0.85% for the first 12 months
‡ Includes a variable introductory bonus of 1.35% for the first 12 months


Bonus Access Issue 4 - on sale from 17 December 2012 until 09 January 2013
 
Annual/Interest on closure
Monthly Interest
With Bonus
Without Bonus
With Bonus
Without Bonus
Gross* p.a.% A.E.R. % Gross* p.a.% A.E.R. % Gross* p.a.% A.E.R. % Gross* p.a.% A.E.R. %
£5,000 - £24,999 1.40 † 1.40 0.50 0.50 1.30 † 1.31 0.40 0.40
£25,000+ 1.90 ‡ 1.90 0.50 0.50 1.80 ‡ 1.81 0.40 0.40
† Includes a variable introductory bonus of 0.90% for the first 12 months
‡ Includes a variable introductory bonus of 1.40% for the first 12 months


Bonus 95 account Issue 2 - on sale from 19 November 2012 until 16 December 2012
 
Annual/Interest on closure
Monthly Interest
With Bonus
Without Bonus
With Bonus
Without Bonus
Gross* p.a.% A.E.R. % Gross* p.a.% A.E.R. % Gross* p.a.% A.E.R. % Gross* p.a.% A.E.R. %
£5,000 - £24,999 1.85 † 1.85 0.85 0.85 1.75 † 1.76 0.75 0.75
£25,000+ 2.40 ‡ 2.40 0.85 0.85 2.30 ‡ 2.32 0.75 0.75
† Includes a variable introductory bonus of 1.00% for the first 12 months
‡ Includes a variable introductory bonus of 1.55% for the first 12 months


Bonus 1+ account Issue 2 - on sale from 19 November 2012 until 16 December 2012
 
Annual/Interest on closure
Monthly Interest
With Bonus
Without Bonus
With Bonus
Without Bonus
Gross* p.a.% A.E.R. % Gross* p.a.% A.E.R. % Gross* p.a.% A.E.R. % Gross* p.a.% A.E.R. %
£5,000 - £24,999 1.75 † 1.75 0.75 0.75 1.65 † 1.66 0.65 0.65
£25,000+ 2.30 ‡ 2.30 0.75 0.75 2.20 ‡ 2.22 0.65 0.65
† Includes a variable introductory bonus of 1.00% for the first 12 months
‡ Includes a variable introductory bonus of 1.55% for the first 12 months


Bonus Access Issue 3 - on sale from 19 November 2012 until 16 December 2012
 
Annual/Interest on closure
Monthly Interest
With Bonus
Without Bonus
With Bonus
Without Bonus
Gross* p.a.% A.E.R. % Gross* p.a.% A.E.R. % Gross* p.a.% A.E.R. % Gross* p.a.% A.E.R. %
£5,000 - £24,999 1.55 † 1.55 0.50 0.50 1.35 † 1.36 0.30 0.30
£25,000+ 2.10 ‡ 2.10 0.50 0.50 1.90 ‡ 1.92 0.30 0.30
† Includes a variable introductory bonus of 1.05% for the first 12 months
‡ Includes a variable introductory bonus of 1.60% for the first 12 months


Bonus 1+ account - on sale from 29 September 2011 until 18 November 2012
 
Annual/Interest on closure
Monthly Interest
With Bonus
Without Bonus
With Bonus
Without Bonus
Gross* p.a.% A.E.R. % Gross* p.a.% A.E.R. % Gross* p.a.% A.E.R. % Gross* p.a.% A.E.R. %
£5,000 - £24,999 2.00 † 2.00 0.75 0.75 1.90 † 1.92 0.65 0.65
£25,000+ 2.55 ‡ 2.55 0.75 0.75 2.45 ‡ 2.48 0.65 0.65
† Includes a variable introductory bonus of 1.25% for the first 12 months
‡ Includes a variable introductory bonus of 1.80% for the first 12 months


Bonus 95 account - on sale from 29 September 2011 until 18 November 2012
 
Annual/Interest on closure
Monthly Interest
With Bonus
Without Bonus
With Bonus
Without Bonus
Gross* p.a.% A.E.R. % Gross* p.a.% A.E.R. % Gross* p.a.% A.E.R. % Gross* p.a.% A.E.R. %
£5,000 - £24,999 2.10 † 2.10 0.85 0.85 2.00 † 2.02 0.75 0.75
£25,000+ 2.65 ‡ 2.65 0.85 0.85 2.55 ‡ 2.58 0.75 0.75
† Includes a variable introductory bonus of 1.25% for the first 12 months
‡ Includes a variable introductory bonus of 1.80% for the first 12 months


Bonus Access Issue 2 - on sale from 4 May 2012 until 18 November 2012
 
Annual/Interest on closure
Monthly Interest
With Bonus
Without Bonus
With Bonus
Without Bonus
Gross* p.a.% A.E.R. % Gross* p.a.% A.E.R. % Gross* p.a.% A.E.R. % Gross* p.a.% A.E.R. %
£5,000 - £24,999 1.95 † 1.95 0.50 0.50 1.75 † 1.76 0.30 0.30
£25,000+ 2.50 ‡ 2.50 0.50 0.50 2.30 ‡ 2.32 0.30 0.30
† Includes a variable introductory bonus of 1.45% for the first 12 months
‡ Includes a variable introductory bonus of 2.00% for the first 12 months


Bonus Access account On sale from 28 Sep 11 until 03 May 12
 
Annual/Interest on closure
Monthly Interest
With Bonus
Without Bonus
With Bonus
Without Bonus
Gross* p.a.% A.E.R. % Gross* p.a.% A.E.R. % Gross* p.a.% A.E.R. % Gross* p.a.% A.E.R. %
£5,000 - £24,999 1.85 † 1.85 0.50 0.50 1.65 † 1.66 0.30 0.30
£25,000+ 2.40 ‡ 2.40 0.50 0.50 2.20 ‡ 2.22 0.30 0.30
† Includes a variable introductory bonus of 1.35% for the first 12 months
‡ Includes a variable introductory bonus of 1.90% for the first 12 months


Base Rate Tracker Premium account On sale from 15 Dec 10 until 27 Sep 11
 
Annual/Interest on closure
Monthly Interest
Gross* p.a.%
A.E.R. %
Gross* p.a.%
A.E.R. %
£5,000 - £24,999 Year 1
1.85 †
1.85
1.65 †
1.66
Thereafter
0.25
0.25
0.10**
0.10**
£25,000+ Year 1
2.40 ‡
2.40
2.20 ‡
2.22
Thereafter
0.25
0.25
0.10**
0.10**
† Includes a variable premium of 1.35% above Bank of England base rate
‡ Includes a variable premium of 1.90% above Bank of England base rate

*All interest rates are quoted gross.

** Whilst it is a condition of the account to pay 0.60% gross p.a. (Base Rate Tracker Premium), 0.65% gross p.a. (Lifetime Guarantee) and 0.50% gross p.a. (Base Rate Tracker) below the Bank of England base rate, for the time being we will pay a flat rate of 0.10% on the account however we reserve the right to stop paying this flat rate without notice.

The Annual Equivalent Rate (A.E.R.) is a notional rate which illustrates the contractual rate as if paid and compounded on an annual basis.