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| Instant Access account - with effect from 2 March 2009 |
| |
Annual/Interest on closure |
Monthly Interest |
Gross* p.a.% |
A.E.R. % |
Gross* p.a.% |
A.E.R. % |
| £1 to £999 |
0.10 |
0.10 |
n/a |
n/a |
| £1,000 to £24,999 |
0.15 |
0.15 |
0.15 |
0.15 |
| £25,000 to £49,999 |
0.20 |
0.20 |
0.20 |
0.20 |
£50,000+ |
0.25 |
0.25 |
0.25 |
0.25 |
| |
| |
60 Day Notice account - with
effect from 2 March 2009 |
| |
Annual/Interest on closure |
Monthly Interest |
Gross* p.a.% |
A.E.R. % |
Gross* p.a.% |
A.E.R. % |
| £1 to £999 |
0.10 |
0.10 |
n/a |
n/a |
| £1,000 to £24,999 |
0.25 |
0.25 |
0.25 |
0.25 |
| £25,000 to £49,999 |
0.40 |
0.40 |
0.40 |
0.40 |
| £50,000+ |
0.60 |
0.60 |
0.60 |
0.60 |
All rates quoted above are variable.
| |
Lifetime Guarantee 1 account – Year 1 with effect from 15 August 2011 |
| Issue 19 |
Annual/Interest on closure |
Monthly Interest |
Gross* p.a.% |
A.E.R. % |
Gross* p.a.% |
A.E.R. % |
| £5,000 - £49,999 |
Year 1 |
2.35 |
2.35 |
2.30 |
2.32 |
| Thereafter |
0.20 |
0.20 |
0.10** |
0.10** |
| £50,000+ |
Year 1 |
2.75 |
2.75 |
2.70 |
2.73 |
| Thereafter |
0.20 |
0.20 |
0.10** |
0.10** |
Lifetime Guarantee 3 account – Year 1 with effect from 15 August 2011 |
| Issue 7 |
Annual/Interest on closure |
Monthly Interest |
Gross* p.a.% |
A.E.R. % |
Gross* p.a.% |
A.E.R. % |
| £5,000 - £49,999 |
Year 1, 2, 3 |
2.60 |
2.60 |
2.50 |
2.53 |
| Thereafter |
0.20 |
0.20 |
0.10** |
0.10** |
| £50,000+ |
Year 1, 2, 3 |
3.00 |
3.00 |
2.90 |
2.94 |
| Thereafter |
0.20 |
0.20 |
0.10** |
0.10** |
| |
6 Month Fixed Rate Bond account - Issue 1 with effect from 22 March 2011 |
| Issue 1 |
Interest Rate
(On Maturity/Interest on Closure |
Monthly Interest Rate |
Gross* p.a.% |
A.E.R. % |
Gross* p.a.% |
A.E.R. % |
| £5,000 - £49,999 |
Year 1 |
1.85 |
1.86 |
1.80 |
1.81 |
| £50,000+ |
Year 1 |
2.25 |
2.26 |
2.20 |
2.21 |
|
Accounts no longer open to new customers
Lifetime Guarantee 2 account - withdrawn from sale with effect from 03 October 2011 |
| Issue 4 |
Annual/Interest on closure |
Monthly Interest |
Gross* p.a.% |
A.E.R. % |
Gross* p.a.% |
A.E.R. % |
| £5,000 - £49,999 |
Year 1, 2 |
2.40 |
2.40 |
2.35 |
2.38 |
| Thereafter |
0.20 |
0.20 |
0.10** |
0.10** |
| £50,000+ |
Year 1, 2 |
2.80 |
2.80 |
2.70 |
2.73 |
| Thereafter |
0.20 |
0.20 |
0.10** |
0.10** |
Base Rate Tracker Premium account - withdrawn from sale with effect from 28 September 2011 |
| |
Annual/Interest on closure |
Monthly Interest |
Gross* p.a.% |
A.E.R. % |
Gross* p.a.% |
A.E.R. % |
| £5,000 - £24,999 |
Year 1 |
1.85 † |
1.85 |
1.65 † |
1.66 |
| Thereafter |
0.25 |
0.25 |
0.10** |
0.10** |
| £25,000+ |
Year 1 |
2.40 ‡ |
2.40 |
2.20 ‡ |
2.22 |
| Thereafter |
0.25 |
0.25 |
0.10** |
0.10** |
† Includes a variable premium of 1.35% above Bank of England base rate
‡ Includes a variable premium of 1.90% above Bank of England base rate |
*All interest rates are quoted gross.
** Whilst it is a condition of the account to pay 0.60% gross p.a. (Base Rate Tracker Premium), 0.65% gross p.a. (Lifetime Guarantee) and 0.50% gross p.a. (Base Rate Tracker) below the Bank of England base rate, for the time being we will pay a flat rate of 0.10% on the account however we reserve the right to stop paying this flat rate without notice. The Annual Equivalent Rate (A.E.R.) is a notional
rate which illustrates the contractual rate as if paid and compounded
on an annual basis. |